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Debt Relief Program Overview
Why you need to choose Fresh Start America
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Debt Relief Services
Our Debt Relief Services
Debt Relief:
 No two debt situations are a like and thus there is no one size fits all debt relief solution. We offer a variety of flexible solutions to meet YOUR needs not ours.
 

Consumer Education Free online financial education for consumers looking to improve their financial lives.

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Finance and Debt newsletter
Practical financial information written by debt relief experts specifically for consumers going through the process of eliminating their debts..

Leading Debt Settlement Company
World Class Customer Service.
Behind the scenes our world class customer service representatives utilize one of the most advanced communications systems in the industry. Their dedication combined with advanced technology gives you the customer the best experience possible.

Most Successful Negotiation Team.
Enlightened Debt has our own in-house negotiation team. This is important because we handle all aspects of getting you out of debt, never sending it off to another company who does not know you or your situation as well as we do.

 
Debt Settlement Overview
Learn the essentials of how our program can legally remove debt from your life without a bankruptcy or a loan.
Financial hardships that qualify.
Reducing your debts up to 60%.
End harassing creditor calls..
Your debts and credit worthiness.
World Class customer service.

Qualify for Free Online here

Debt Relief Solutions Explained.
There are many valid debt relief solutions and it is important for you to understand how each works and which one is the best fit for your financial situation.

Honesty, Integrity, Reliability

Honesty is our core company value.
Our business depends on helping ONLY truly qualified consumers. This means we make sure that our program can be effective for you. If it is not, we tell you so.

We have respect for our customers
Being in debt does not make you a bad person, nor an unwise one. We treat all of our customers with the respect and integrity they deserve.

Reliable from day one
Stress is one of the most unpleasant affects of being in debt. And if you cant rely on your debt relief provider the stress and fear doubles. That is why we are here for you from day one. We have a fully trained customer service department ready to help you at any time. We provide online access to all of your information and progress so you can feel secure knowing where you stand. And finally we handle every aspect of your debt relief process so our familiar customer service team will be with you from start to finish.

 

By completing a form on this website you are requesting a service contact you in most cases by telephone regardless of your status on the do not call list (DNC). Forms on this website are provided to the consumer to be used to request information, these forms are never an application or a pre-qualification for services. The consumer will only be entered into a program AFTER they have received a complete consultation and have signed an official agreement.

Enlightened Debt and its affiliates are not advocating that you stop paying your creditors to force them into settlements. Furthermore, we do not encourage you to default on any contracts that you have with your creditors. When a payment to a creditor is missed or is late, there can be negative consequences to your credit score. The debt negotiation process should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so. The negotiation process works best in the event of LEGITIMATE FINANCIAL HARDSHIP. Although we believe all of the information found on this website to be accurate, it is for demonstration purposes only and should not be construed as legal advice. If you have legal or tax questions you should consult a professional in the appropriate field.

* Debt reduction amounts used on this website of 60% are an example of some of the higher debt reductions possible. Your debt reductions could be higher or lower. The debt negotiation industry averages approximately a 50% debt reduction, plus fees for their service.

** Using the debt negotiation process does not guarantee that you will not have to file for bankruptcy in the future. If you have questions about filing for bankruptcy, please consult an attorney.